Start Consolidating student loans in 2016

Consolidating student loans in 2016

Our data-driven evaluation of your full financial profile gives us the ability to offer qualified borrowers lower, more personalized rates than traditional lenders can.

Student loan consolidation is the process of unifying several loans with different rates and terms into a single loan with a single payment.

The blended interest rate is determined by calculating the weighted average interest rate of the original loans (meaning higher balance loans have greater impact).

Earnest seems to be more advanced than their competitors on other levels except in this aspect, as you can simply call and tell other companies to apply the extra payment to the principal and they do.

I hope Earnest can improve this aspect of their business! They were constantly buying/selling my loans, providing below average consumer service, and making it very difficult to manage my account.

You also get to choose your monthly payments and let's you know how much you'll be paying in interest with the amount you've chosen.

I would definitely recommend to people I applied for school loan refinancing with Earnest and got the best interest rate possible, because they didn't just look at one thing in order to determine it.

It's like a burden has been lifted off my shoulders! Rates and terms of very competitive and have reduced the overall amount I have to repay.

What makes Earnest shine are all of the configuration options throughout the lifespan of the loan.

I had a few questions that Earnest was able to answer through text or email, which is very convenient! I applied for school loan refinancing with Earnest and got the best interest rate possible, because they didn't just look at one thing in order to determine it.

I had a few questions that Earnest was able to answer through text or email, which is very convenient! I started my refinance project with a competing lender (rhymes with Lo Hi) and wish I would have skipped them altogether. Glad I came to Earnest, who recognized and rewarded my creditworthiness that I've worked hard to achieve.

You know who makes it really hard to stay organized? There was so much trouble in understanding exactly how much I owed and to whom, especially making mistakes like ignoring the issue. Earnest is exactly what I needed; a clear stance, a clear design, and clear language throughout the entire process. Earnest not only got me the lowest interest rate, but also the lowest monthly payment.